How is child custody decided in New Jersey?

Custody is based on the best interests of the child. Courts consider factors like each parent’s ability to provide care, the child’s relationship with each parent, and the home environment. Joint legal custody is common, but physical custody arrangements vary depending on the case.

How is child support calculated?

New Jersey uses a statewide formula that considers both parents’ income, number of children, and how parenting time is divided. Additional factors like childcare, health insurance, and special needs may affect the total support amount.

Can custody or support arrangements be changed later?

Yes. If there’s a substantial change in circumstances—such as a job change, relocation, or change in the child’s needs—either parent can request a modification through the court. It’s important to have legal guidance when pursuing or contesting a change.

How is alimony determined in New Jersey?

The court considers multiple factors, including the length of the marriage, each spouse’s income and ability to earn, the standard of living established during the marriage, and any sacrifices made for the household (like staying home to raise children).

Will I lose half of everything I own?

Not necessarily. New Jersey follows equitable distribution, which means marital property is divided fairly—not always equally. Assets acquired during the marriage are typically subject to division, but how they’re split depends on your specific situation.

Can alimony be changed after the divorce is finalized?

Yes. Alimony can be modified if there’s a significant change in circumstances, such as job loss, retirement, or changes in financial need. A court-approved modification is required to make these changes legally enforceable.

Medicaid is a federal program that pays for the medical care of those who cannot afford it. Medicaid pays for physicians’ services, medications, hospital visits and other forms of medical treatment, as well as long-term stays in a nursing home, assisted living facility, or even some homecare services.

Who is eligible for Medicaid?

Eligibility is determined by the value of the individual’s assets and income. For married individuals, it is based upon the assets and income of both husband and wife.

Is the decision made by Medicaid final?

No. There is an appeals procedure consisting of three steps: administrative review, administrative hearing and finally, court proceeding.

What is the difference between Medicaid and Medicare?

Medicare is an insurance program that is available only to those who are 65 years of age and older and certain disabled individuals. This federal program also provides payment for medical treatment; however it provides only limited coverage. It does not provide funds for long-term care in a nursing home. Medicaid pays for all the medical expenses of those eligible.

Can an individual receive both Medicaid and Medicare?

Yes, as long as you meet the eligibility requirements of both programs.

What is the role of an attorney?

Laws concerning Medicaid are quite complex and their interpretation varies from state to state. Also, these laws are always changing. Elder law attorneys provide legal expertise in understanding these laws and their changes. We ensure that you or your family member will qualify for Medicaid and assist with the challenging process of applying for Medicaid.

What is elder law, and how can elder law attorneys help me or my loved one?

Elder law focuses on legal issues affecting older adults, including estate planning, long-term care, Medicaid planning, guardianship, and protecting assets. Our attorneys help seniors and their families make informed decisions about their future.

How can I protect my assets from the high costs of long-term care?

With proper planning, you can protect your assets while ensuring you or your loved one qualifies for Medicaid or other benefits. We assist in setting up trusts and other legal strategies to safeguard your estate.

What is Medicaid planning, and when should I start?

Medicaid planning helps individuals qualify for long-term care benefits while preserving their assets. It’s best to start planning early, as Medicaid has strict eligibility requirements and look-back periods.

What is the difference between a power of attorney and a guardianship?

A power of attorney allows a designated person to manage financial or healthcare decisions if you become incapacitated, while a guardianship is court-appointed when someone can no longer make decisions for themselves and hasn’t planned ahead.

How can I ensure my wishes are followed if I become incapacitated?

Creating advance directives, such as a living will and durable power of attorney, ensures that your medical and financial decisions are made according to your preferences if you are unable to communicate them.

If I do not have children in the marriage, do I need a divorce lawyer?

New Jersey does not require you to have an attorney for an uncontested divorce. There are, however, many reasons why having an attorney and hiring legal representation is in your best interest. Divorces that begin amicably can become adversarial. Additionally, even if the marriage is recent, you may have acquired a substantial amount of marital property. Divorce is a legal process and can be extremely confusing. For this reason, it is usually in your best interest to hire a family law attorney who handles the dissolution of marriage.

Why is an estate plan necessary?

An estate plan ensures your assets are distributed according to your wishes, helps protect your family from legal complications, and can minimize tax liabilities on your estate. Without a plan, state laws will determine how your assets are handled.

What is the difference between a will and a trust?

A will outlines how your assets should be distributed after your passing and goes through probate. A trust, on the other hand, allows for asset management during your lifetime and can help avoid probate, providing greater flexibility and control over distributions.

Who should I name as my Power of Attorney?

It is important to appoint someone you trust to handle financial and healthcare decisions if you become incapacitated. This person should be responsible, organized, and capable of making important decisions in your best interest.

How can estate planning help reduce taxes?

Strategic estate planning can reduce or eliminate estate and inheritance taxes by utilizing trusts, gifting strategies, and other tax-saving tools. Our firm provides tailored advice to help protect your assets and ensure more of your estate passes to your beneficiaries.

When should I update my estate plan?

Your estate plan should be reviewed and updated after major life events such as marriage, divorce, the birth of a child, a significant change in assets, or changes to tax laws. We work closely with clients to keep their estate plans current and aligned with their evolving needs.

What is probate, and when is it required?

Probate is the legal process of validating a will and overseeing the distribution of assets after someone passes away. It is typically required when the deceased owned assets solely in their name without designated beneficiaries.

How long does the probate process take in New Jersey?

The length of the probate process depends on factors such as the complexity of the estate, potential disputes, and court schedules. On average, it can take several months to over a year to fully administer an estate.

What are the responsibilities of an Executor?

An Executor is responsible for collecting and managing the deceased’s assets, paying debts and taxes, distributing the estate to beneficiaries, and ensuring all legal requirements are met. Working with an attorney can help fulfill these duties properly.

Do all estates have to pay estate or inheritance taxes?

Some estates may be subject to federal estate taxes and New Jersey inheritance taxes, depending on their value and the relationship of beneficiaries to the deceased. An estate attorney can help navigate tax obligations and minimize tax exposure.

What happens if someone challenges a will?

If a will is contested due to claims of undue influence, lack of capacity, or improper execution, the probate court will review the evidence and make a determination. An experienced probate attorney can assist with will contests and estate disputes.

Trusted Family Law Guidance for Over 50 Years

Leading New Jersey Lawyers for Divorce, Custody & Support Matters

Trusted Family Law Guidance for Over 50 Years

Leading New Jersey Lawyers for Divorce, Custody & Support Matters

Our Family Law Practice Areas

Our Results for New Jersey Families

Our firm has successfully handled a wide range of complex family law matters, providing compassionate legal support to deliver meaningful results for our clients.
Clients call us to resolve high-conflict divorce and custody disputes, protect their parental rights in relocation and visitation cases, and negotiate favorable outcomes in spousal and child support matters.
Cosner Law Group also brings proven experience navigating intricate property division issues involving businesses, real estate, and retirement accounts. Our attorneys draft and enforce prenuptial and postnuptial agreements, ensuring our clients’ interests are safeguarded.
No matter how complex the family dynamics or legal challenges, we are committed to achieving just and practical outcomes.

Annulment and Custody Resolution

Secured an annulment voiding spousal support amid fraud claims, with a supervised parenting plan and adjusted child support to ensure accountability and financial stability.

Our firm navigated a complex annulment involving allegations of fraud, which voided the marriage and eliminated spousal support obligations. The agreement also established a detailed parenting time plan with strict supervision requirements due to ongoing concerns over compliance. Geo-tracking and video conferencing protocols ensured accountability, while modified child support accounted for the payor’s disability and unemployment. This approach provided financial stability for the custodial parent while enforcing court-ordered guidelines for supervised visitation.

Post-Judgment Settlement – Emancipation and Educational Contributions

Crafted a settlement ending child support at emancipation while outlining shared college and vehicle expenses, balancing parental support with the child’s increasing independence.

This settlement addressed financial obligations for a child nearing emancipation while establishing a framework for college expense contributions. The agreement terminated child support upon the child’s 19th birthday but included provisions for continued contributions toward educational costs, contingent upon the adult child’s participation in family counseling. Additionally, vehicle expenses were structured as a shared obligation, with clear guidelines for transitioning car insurance and other costs as the child assumed greater financial responsibility. This approach balanced parental financial support with the adult child’s growing independence.

Trusted Guidance for Family Law

Why Choose Cosner Law Group?

We understand family law can feel overwhelming. With decades of experience, we provide compassionate and strategic legal solutions to protect your assets, secure your legacy, and give you peace of mind.

Five Decades Serving New Jersey Families

From the courtroom to the corner office, we have built our firm’s reputation with over 50 years of forthright client representation and leadership in landmark New Jersey cases.

Unparalleled Regulatory Knowledge

Our attorneys are thought leaders at the forefront of tax law and elder law. Alan G. Cosner taught tax law and business law at Rutgers University. Staci Cosner is a distinguished lecturer and often appears on New Jersey television to discuss elder law.

Effective Personalized Strategies

We build sophisticated legal strategies through careful analysis and with great respect for each client’s requirements. Our lawyers are responsive and accessible, ready to help you and your family make effective decisions.

Powerful Client Advocacy

Whether you are facing contentious divorce proceedings or protecting your loved ones’ assets in estate administration, you need an astute legal advocate. Our attorneys fight for you and your family, making your best interests the ultimate priority.

Words can’t begin to express the gratitude I possessed when you accepted my call and personally assigned an appointment. Your staff warmly welcomed and set me up in the conference room. I was treated with dignity & respect. When you came to bring me to your office, it was as if I was referred by your highest ranked client (not as a consult). I was a nervous wreck, confused, lost, and just needing confirmation. My visit at your firm far exceeded my expectations and I will always refer to you. Respectfully Submitted,

- Beverly C.

Staci and her team were very informative and diligent with the overall Will process for my family. I enjoyed their work and customer service. I recommend this firm without reservation.

- Jason Ellison

Staci Cosner and her team were very professional and knowledgeable. We used this firm for Elder Law planning, Medicaid application and LTC assistance, all the way through to the handling of our Father’s estate. The staff always responded to our phone calls and emails in a timely manner. Anne Marie was exceptionally helpful during the entire process. I would definitely recommend this firm’s services for your Elder Law and Estate Planning needs. Many thanks to the firm for their support and guidance during a very difficult time in our lives.

- Susan G.

Dear Ms. Cosner, Thank you very much for your kindness and expert legal service. Thanks a lot to Denise and your other staff for their kindness and assistance.

- Anne N.

They took care of our concerns with Elder Law in NJ. I am very happy with their services.

- Elana Kaloyerakis

Staci and her staff helped our family through what seemed an impossible situation. We started with an extraordinarily messy Medicaid situation with my dad. We tried to handle the matter ourselves until we hit a frightening dead end. We consulted with our attorney, several actually, but they were all reluctant to take on a case of this complexity. Our attorney did however refer us to Staci, and I’m so glad that he did. His exact words were, “You need a big gun, and Staci’s the biggest gun around.” Staci knew exactly how to approach this case, and with her staff she executed her plan expeditiously, relentlessly, and flawlessly.

- Anonymous

Applying for Medicaid can be tedious and intimidating on your own. Retaining an attorney can expedite the process. My attorney, who specializes in elder care, was able to achieve in two months what I could not achieve in two years. With my attorney, the entire process took four months. I no longer have the financial burden to an elder facility and the stress that I did. I appreciate all that my attorney and her staff did to help me in this matter.

- Anonymous

Very professional. Responded to my e-mails quickly. Very willing to hear my point of view. I felt I could trust them.

- Nancy Chan

Staci Cosner has been a great help in a time which was difficult for our family. Knowing that estate planning was taken care of in a proper and efficient manner took away additional stress that we would have had to deal with. Staci took extended time and continues to answer all questions as well as explain everything thoroughly as we estate plan for our family members.

- Anonymous

I am not sure where to start, but from the moment you walk through the door at the Cosner law office its clear everyone on this team is highly skilled and organized in Elder care planning, and more importantly highly competent in asset protection. Early in the day we met with another Elder attorney and the competency level were day & night difference, sadly only focused on collecting a consultation fee. Our family was extremely fortunate, to have had Staci guide us through this difficult chapter in our lives. If you’re reading this, please be extremely careful in selecting an Elder attorney. There is so much more than just filing paperwork, Staci is highly respected in this field and ethics goes a long way when you’re working with county/state officials. I will also add Staci doesn’t sugar coat it, you got one shot to get it right.

- Adam Cole

As Executor of my late brother’s Estate I had the good fortune to select Cosner,Youngelson to represent us. The Probate was complicated by the fact that I live in Arizona and the Estate was in New Jersey which has an Inheritance Tax. And dealing with four different banks (especially Wells Fargo) was frustrating. However Rebecca A. Hand and her staff relieved me of all burdens with their skill, experience and professionalism. They made a difficult task so much easier and I cannot recommend them more .highly. Thank you Ms. Hand and my thanks to your Staff.

- Bill in Panama

My attorney was with me every step of the way. She explained everything clearly and communicated quickly through emails. Kept me up to date on everything.

- Lisa C.

Attorney Staci Cosner prepared my will and Health Directive, She did a good job. She is knowledgeable in this field. I like the fact that her office answers the phone promptly and they return calls. Another plus is that she charged me a reasonable fee.

- G.H

I wanted to take a moment to express my heartfelt gratitude for your exceptional assistance and hard work in handling my mother’s Medicaid matter. The journey has been anything but easy, but your dedication and expertise made all the difference. Your ability to navigate the complexities of the Medicaid process and ultimately secure its approval has been a tremendous relief for me and my family. This ordeal has been an incredibly stressful and lengthy one, and your efforts have lightened the burden we’ve been carrying for so long. We truly appreciate everything you and your staff have done to make this happen. Your commitment to excellence and your unwavering support have not gone unnoticed. Your professionalism and compassion have made a significant impact on our lives during this challenging time. Please know that I will not hesitate to recommend your services to anyone who may require them. In fact, I’ve already begun sharing my positive experience with some of my friends. Your dedication deserves to be recognized, and I am confident that anyone who seeks your assistance will be in capable hands.From the bottom of my heart, I want to thank you for everything you’ve done. Your expertise, kindness, and relentless determination have made a world of difference to my family, and we are truly grateful.

- Elena R. & Calderon Family

Experienced.
Dedicated.
Client-Focused.

MEET OUR ATTORNEYS

At Cosner Law, our attorneys bring decades of experience in family law, estate planning, elder law, and Medicaid planning. We are committed to providing compassionate legal guidance tailored to your unique needs. Get to know our legal team and see how we can help you plan for the future.

Alan G. Cosner

With 50+ years of legal experience, he holds law and taxation degrees from Seton Hall and NYU. A former IRS agent and accountant, he is admitted in NJ courts and the Tax Court. He has taught Business and Tax Law at Rutgers and Middlesex County College and is a member of the NJ and Middlesex County Bar Associations.

Staci A. Cosner

A Cornell and Columbia Law graduate, she specializes in Elder Law and frequently lectures on the subject. She is admitted in NJ and NY courts and is a member of the Middlesex County Bar Association’s Elder Law Committee and the National Academy of Elder Law Attorneys. She has appeared on New Jersey television discussing Elder Law issues.

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Guidance Through Life’s Toughest Family Challenges

Frequently Asked Questions

Understanding estate planning, elder law, and Medicaid can be overwhelming. We’ve answered some of the most common questions to help you navigate these important legal matters with confidence. If you need personalized guidance, our team at Cosner Law is here to help.

Does New Jersey require a legal separation period?

New Jersey does not have a formal legal separation process. Couples have the option to proceed to filing for divorce without a formal separation period. New Jersey residents can execute a private separation agreement that acts as a contract to separate.

Are New Jersey divorces complicated?

Not necessarily. Divorces do not need to be drawn out or complicated. In instances where there are no children and the assets and debt are not in dispute, they can be settled in a relatively short amount of time. A family law attorney will help you through the divorce process.

What is mediation?

Mediation is often used to resolve problems arising from divorce, custody, and support. Family issues can be identified with a view to joint solutions. This cost-effective approach to dispute resolution enables the parties to retain control over the outcome to a much greater degree than when they are mandated to accept the decision of a judge.

How can I get full custody of my children?

In most cases, the courts will not award sole physical custody to either parent if the other parent is fit and involved in their lives. There are cases where it is beneficial for the children to spend more time in one parent’s homes. In these instances, the court may award primary physical custody.

How does NJ enforce child support payments?

New Jersey enforces child support through the Probation Division. An attorney can file through the courts.

Leading New Jersey Lawyers for Divorce, Custody & Support Matters

Leading New Jersey Lawyers for Divorce, Custody & Support Matters

Our Family Law Practice Areas

Family Law

Alimony and Asset Distribution

Divorce

Child Custody and Support

Family Law

Alimony and Asset Distribution

Divorce

Child Custody and Support

Our Results for New Jersey Families

Annulment and Custody Resolution

Post-Judgment Settlement – Emancipation and Educational Contributions

Why Choose Cosner Law Group?

Five Decades Serving New Jersey Families

Unparalleled Regulatory Knowledge

Effective Personalized Strategies

Powerful Client Advocacy

MEET OUR ATTORNEYS

Alan G. Cosner

Staci A. Cosner

Contact us for a free consultation

Frequently Asked Questions

Alan G. Cosner

Biography

Practice Areas

Credentials

Education & Membership

Staci A. Cosner

Biography

Practice Areas

Credentials

Education & Membership

Child Custody and Support

Frequently Asked Questions

Alimony and Asset Distribution

Frequently Asked Questions

Medicaid

Frequently Asked Questions

Elder Law

Frequently Asked Questions

Divorce

Frequently Asked Questions

Estate Planning, Wills and Trusts

Frequently Asked Questions

Estate Administration and Probate

Frequently Asked Questions

Family Law

Frequently Asked Questions